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Home-working bills and small-business admin tend to go unchecked until something breaks. MoneyHQ is a very new UK comparison site that says it can help.

This review covers only its broadband, mobile and business-account pages, based on what the site and public registers say. Nothing here is financial advice.

Quick Overview

  • MoneyHQ says it is a free UK comparison site, not a bank, adviser or broker.
  • MoneyHQ says some providers pay it commission, and each offer states whether its provider pays.
  • For home workers, the broadband guide and business-accounts table are the parts worth a look.
  • The company was incorporated on 13 August 2026, and we found no independent reviews.
  • We did not test switching, accuracy or customer service, so treat this as a careful read-through.
  • Confirm speed, total monthly cost, exit fees and cooling-off with the provider before switching.

What MoneyHQ says it is, and how it earns

What MoneyHQ says

MoneyHQ describes itself as a UK consumer money site: media and comparison, not a bank, an adviser or a broker. It says some providers pay it a commission when you take an offer through its links, that every offer states whether its provider pays, and that a higher commission never buys a higher place in any list.

It also says its offers desk reads the terms and refreshes the numbers every Friday, with a last-checked date on each offer. Beyond broadband, mobile and business accounts, the site lists bank switching, savings, ISAs, investing, credit cards and energy, which we do not cover.

What it does not claim, and what we have not checked

MoneyHQ states that nothing on the site is personal financial advice and that the right offer depends on your circumstances. It is free to use but earns commission, and we could not confirm whether its rankings or the Friday refresh work as described.

Its printed 'catch' label is the useful thing to look for. As an illustration only, when we checked on 19 October 2026 the homepage showed a bank offer with its conditions printed alongside. We are not promoting it, and we do not encourage switching just for a bonus. Offers and prices can change.

Broadband and mobile: what the regulator says versus what MoneyHQ says

Ofcom: One Touch Switch

Under Ofcom's One Touch Switch process, landline and broadband customers contact only their new provider. The current provider automatically passes on switching information such as early termination charges, and Ofcom's rules mean you do not pay notice-period charges beyond the switch date.

It covers broadband and landline, not energy, so still check exit fees and any bundled services before committing. Which? says the whole process usually takes around two weeks from signing up with the new provider, which is typical rather than guaranteed.

MoneyHQ: its broadband rights guide

MoneyHQ's broadband rights guide showed 'Last reviewed 21 September 2026' when we looked on 19 October 2026. It says contracts signed online, by phone or away from a shop come with a 14-day cooling-off period, and that you can cancel free of charge within those 14 days. It also says providers must state the minimum guaranteed download speed before you sign up.

That is MoneyHQ's wording, not legal advice, so confirm your own terms with the provider or Ofcom. MoneyHQ also lists mobile comparisons, but we have not assessed its mobile deals and give no verdict on them.

Is switching even the fix? Slow Wi-Fi and outages

Diagnose before you compare

Run a speed test standing next to the router, then repeat it in the rooms where you actually work. If the result beside the router is fine and one back bedroom is poor, the line may be doing its job and the problem is coverage. If every room is slow, the line or provider is more likely the cause. Note the results and the time of day, which gives you something concrete to raise with a provider.

A home worker holding a phone beside a white broadband router on a hallway shelf, checking signal, with daylight from a nearby window.

If only some rooms are slow

A whole-home Wi-Fi or mesh-style setup addresses coverage rather than the provider. It uses extra units to spread the router's signal across more of the house. A cheaper or faster deal will not help much if the weak spot is simply a room at the far end of the house.

If the line itself drops

For income-critical calls, a separate mobile-data hotspot is a stopgap when the line goes down. It depends on your local mobile signal and any data limits, so check both before relying on it. If outages are frequent, a provider switch may be the better fix.

The one-minute rule

Switch if the line or provider is the problem. Fix coverage if only certain rooms are slow. Keep a backup if downtime costs you work.

The business accounts table: sort order and who can open what

How the table sorts

When we checked on 19 October 2026, MoneyHQ's business accounts page listed 13 accounts, sorted by standing monthly fee, cheapest first. MoneyHQ says a fee nobody stated sorts last, never as free, which would be a useful rule if applied as described; we have not checked that. We have not checked the table against the providers' own pages, so treat it as a shortlist.

A freelancer at a kitchen table with a laptop and a pile of paper invoices, morning light through a window.

Worked example: the headline fee is not the whole cost

Take one limited-company account the table showed at £0 a month, with Post Office cash deposits at 0.7% of the amount, minimum £3 (checked on 19 October 2026). The £0 is only the monthly fee. If you take cash, the deposit charge is a separate cost, and the minimum means even a small deposit may cost at least £3. Fees, prices and eligibility can change, and this is not a recommendation of any account.

Check who can open it first

The table shows who can open each account, for example limited companies only, or sole traders too. If you are a sole trader, filter for that first, because the £0 example above was shown for limited companies. Then confirm eligibility, fees and cash-deposit charges on the provider's own page before applying.

Keeping the rest visible: bookkeeping and household budgeting

The free route first

Start with a spreadsheet or notebook: one line per bill, with its renewal date, any exit fee and where the contract is kept. Add a calendar reminder ahead of each renewal so you can compare before the price changes. That alone is enough to make any comparison site more useful.

An open handwritten notebook of household bills beside a mug and a laptop on a home desk, soft afternoon light.

If you invoice customers

Check whether a business account connects to the accounting software you use or plan to use. Bank feeds save retyping, but only if the two actually work together. This is general practice, not tax advice.

Related read: Best Time Saving Tech for Small Business Owners

Seeing household bills in one place

A household budgeting app can show home-working costs such as broadband, mobile and subscriptions together. Before connecting one, check what it costs and what bank access it asks for.

Two habits worth keeping

Keep business and personal money separate, and review renewal dates every quarter. That makes any later comparison quicker. It is not a promise of savings.

What we could not confirm

We did not complete a real switch, check MoneyHQ's figures against provider pages or test its customer service. Everything here comes from what the site says and from public pages.

Companies House shows MoneyHQ Group Ltd as an active private limited company incorporated on 13 August 2026, so there is little track record. That entry says nothing about FCA or Ofcom status. We found no independent reviews.

We could not find MoneyHQ on the Ofcom accredited-sites list we viewed, though that page is undated and may be out of date. The scheme is voluntary, so absence is not a judgement. Check Ofcom's current list and the FCA register yourself.

A person at a desk reading a laptop with a pen and a notepad beside it, looking thoughtful, in soft evening light.

A checklist for any comparison site, MoneyHQ included

Who pays them

Does each offer say whether the provider pays commission, and is the sort order explained? MoneyHQ says both are true of its pages, so check the labels are really there.

Accreditation

For broadband, check Ofcom's current list of accredited comparison sites. For energy, look for the Ofgem Confidence Code logo.

Speed and total cost

Ask for the minimum guaranteed speed and a speed estimate for your address. Check connection or router charges and the total monthly cost, as Which? advises.

Exit fees and bundles

Use the information your current provider must give you under One Touch Switch, including early termination charges, and check any bundled services.

Cooling-off

MoneyHQ's guide says contracts made online, by phone or away from a shop typically have a 14-day cooling-off period. Confirm your position with the provider.

Source and date

Look for a source and last-checked date on every offer, then open the provider's own page to confirm before you commit.

MoneyHQ at a glance: pros and cons

Pros

  • MoneyHQ's stated approach: offers carry a catch, source, last-checked date and who-pays label
  • MoneyHQ's stated approach: the business table shows who can open each account
  • MoneyHQ's stated approach: a fee nobody stated sorts last, never as free

Cons

  • Very new company, incorporated 13 August 2026, so little track record
  • Earns commission when you take offers through its links, by its own account
  • We could not confirm accuracy or switching

MoneyHQ FAQs

Is MoneyHQ free to use, and how does it make money?

MoneyHQ says it is free to use. It says some providers pay it a commission when you take an offer through its links, and that every offer states whether its provider pays. That is the site's own account.

Is MoneyHQ regulated or accredited?

We could not confirm either way. MoneyHQ was not on the Ofcom accredited list we viewed, but that page is undated and the scheme is voluntary. Check Ofcom's current list and the FCA register yourself before relying on any status.

Does One Touch Switch cover mobile or energy?

One Touch Switch applies to landline and broadband, and not to energy. You contact the new provider, and the current provider passes on switching information such as early termination charges. We have not covered mobile switching rules, so check your mobile provider's terms.

How long does a broadband switch usually take?

Which? says the whole process usually takes around two weeks from signing up with the new provider. Treat that as typical, not guaranteed, and ask your new provider for its own switch date.

Can I use it as a sole trader?

Possibly. MoneyHQ's business table shows who can open each account, for example limited companies only or sole traders too. Filter for that first, then confirm eligibility and fees on the provider's own page.

Verdict: worth a look, but verify before you switch

MoneyHQ is a reasonable place to shortlist broadband and business accounts, if its labels work as MoneyHQ says they do. The biggest reservation is that it is a new company with no independent reviews we could find, an Ofcom list entry we could not locate, and nothing tested by us.

Next step: use the checklist, confirm speed, total monthly cost, exit fees and your cooling-off position on the provider's own page, and do not switch if you cannot confirm one. This is not financial advice.

Next read: AI Receptionists for UK Small Businesses: Can They Turn Missed Calls Into Sales?